Saving money is always a difficult prospect. It can be complicated when there are so many things pressing upon both your time and your finances. If you’re able to automate various obligations, it can make it possible to shave some of the expenses off the top. However, finding which apps could help your circumstances can be time consuming. Consider these suggestions to save money effortlessly.
FinTech Apps
Finance Tech apps can add a little fun to your savings, and begin as large or as small as you like. Some apps, like Cleo or Acorn are designed to throw a predetermined amount into savings for each small purchase you make. Others, like Oval, can have added instructions— they can, for instance, add a nickel or so to your savings from your checking account for every time you post on a social media site. It’s a tiny bit, but it adds up quickly, especially if you love Facebook during the pandemic!
Smart Home Tech
Some apps need devices in order to work properly, but a small investment in smart home devices can help you lower your bills as well. A programmable thermostat can reduce electric use when you aren’t at home. Being able to lower your electric bill by turning off lights from a distance is a definite plus! Other tech which could be stopped from using “vampire energy” are things like printers, DVD players, or other things which traditionally stay plugged in for convenience but which do not need to stay on all the time.
Shopping Apps
It goes without saying that you will still need groceries during a pandemic, but you don’t want to do a lot of physical shopping around. Online apps which offer savings are available for many services. Some, like Southern Savers, allow you to make lists of which coupons are available, and offer you deals you might not know about. Others, like Honey, allow you to find hidden coupons and retail codes to get your prices just a little lower. Still others, like Dollar General’s shopping app, allow curbside pickup.
Small amount of saving can add up quickly to larger savings. If you feel you’re behind, remind yourself that you’re years ahead of where you will be years from now if you don’t start! The most critical thing is to begin now and keep going. It can become a tidy sum even by the end of the pandemic!
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